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Homepage – Mortgage loans

Offer

Mortgage loan

Check out our mortgage loan offers today, perfectly tailored to your needs!
Pillar mortgage fund, a great alternative to bank financing and payday loans.

Increase your household budget

Get attractive mortgage loan conditions now!

PLN 50,000.00

PROMO

Loan

PLN 50,000.00

Monthly instalment

PLN 939.58

Period

12 months

APR

APR: 32,55 %

PLN 100,000.00

PROMO

Loan

PLN 100,000.00

Monthly instalment

PLN 1,879.17

Period

12 months

APR

APR: 32,55 %

PLN 200,000.00

PROMO

Loan

PLN 200,000.00

Monthly instalment

PLN 3,758.33

Period

12 months

APR

APR: 32,55 %

Representative example and additional information

The above calculations are indicative and are for information purposes only. They cannot be considered as an offer or invitation to enter into a Loan Agreement. The possibility of granting a loan depends on a positive creditworthiness assessment and having property that can secure the Agreement. Detailed conditions depend, in particular, on the category of Client (awarded based on creditworthiness assessment), legal securities of the Agreement, and negotiations undertaken by the parties. Before signing the agreement, you should familiarise yourself with the content of annexes, including the Regulations, Price List, Information Form, Loan Agreement template, Schedule, and Risk Information.

The “Promo” Mortgage Loan offer relates to a loan secured by an entry in section IV of the Land and Mortgage Register (mortgage), granted for a period from 3 – 18 months, repaid in monthly interest instalments, with repayment of the principal part at the end of the loan term (last principal and interest instalment). The condition for granting a “Promo” Mortgage Loan is a positive creditworthiness assessment and the Customer meeting the promotional conditions (details available from Advisors).
Representative example for a “Promo” Mortgage Loan for a period of 12 months. The Annual Percentage Rate (APR) is 32.55 % and has been calculated, assuming that the maximum interest rate is 20.50 % (as of 10.02.2023) and will remain at the set level for the entire duration of the Agreement. The total loan amount, before commission, is PLN 100,000, the total amount to be repaid is PLN 132,550.00 (including a promotional commission for activation (10 %) amounting to PLN 10,000.00), the loan period is 1 year, the interest instalment, payable monthly, is PLN 1,879.17, number of instalments 12, including the last principal and interest instalment amounting to PLN 111,879.17. The calculation was made on 10.02.2023 on a representative example for the “Promo” Mortgage Loan.

Oferta Pożyczki Hipotecznej „STANDARD” dotyczy pożyczki zabezpieczonej poprzez wpis w dziale IV Księgi Wieczystej (hipoteka), udzielanej na okres od 3 – 18 miesięcy, spłacanej w comiesięcznych ratach odsetkowych, ze spłatą części kapitałowej na koniec okresu kredytowania (ostatnia rata kapitałowo-odsetkowa). Warunkiem udzielenia Pożyczki Hipotecznej „STANDARD” jest pozytywny wynik oceny zdolności kredytowej. Przykład reprezentatywny dla Pożyczki Hipotecznej „STANDARD” na okres 12 miesięcy. Rzeczywista Roczna Stopa Oprocentowania (RRSO) wynosi 44,60 % i została wyliczona, przy założeniu, że oprocentowanie maksymalne wynosi 20,50 % (według stanu na dzień́ 10.02.2023 r.) i pozostanie na poziomie ustalonym dla okresu początkowego przez cały okres obowiązywania Umowy. Całkowita kwota pożyczki, przed naliczeniem prowizji, wynosi 100 000 zł, całkowita kwota do zapłaty wynosi 144 600,00 zł (w tym standardowa prowizja za uruchomienie (20 %) wynosząca 20 000,00 zł), okres pożyczki wynosi 1 rok, rata odsetkowa, płatna co miesiąc, wynosi 2 050,00 zł, liczba rat 12, w tym ostatnia rata kapitałowo-odsetkowa wynosząca 122 050,00 zł. Kalkulacja została wykonana na dzień 10.02.2023 r. na reprezentatywnym przykładzie dla Pożyczki Hipotecznej „STANDARD”.

PAMIĘTAJ! Zaciąganie zobowiązań kredytowych zawsze związane jest z ryzykiem. Należy rozsądnie planować budżet, aby mieć pewność, że będzie się w stanie spłacić całe zobowiązanie. Szczególną ostrożnością należy wykazać się zaciągając zobowiązanie zabezpieczone, gdyż wiąże się ono z ryzykiem utraty przedmiotu zabezpieczenia.

Why choose us?

Are you looking for a reliable way to settle your commitments or solve financial challenges related to the development of your company? We have the perfect solution for you! Our company specialises in granting loans secured by a mortgage, providing stable financing on favourable terms.

What distinguishes our offer? Firstly, our loans are secured by a mortgage, meaning you receive much better conditions than with traditional loans. An entry in section IV of the land and mortgage register, like in a bank, guarantees the security of your investment and protects your interests. This means you can be sure that our loan is solid and reliable.

Transparent contractual terms

The entire agreement is explained by our Advisor to ensure that the client understands its content and is aware of the associated risks

Full security

The agreement is concluded in a notary's office, which is a guarantee of security and that it complies with applicable legal regulations.

Express payout of funds

We make loan granting decisions even within 2 hours, and we can ensure the payout of funds within 15 minutes of signing the Agreement

Experienced advisors

You cooperate with financial advisors experienced on the subject of loans

Sustainable development in financial services

We provide convenient conditions that significantly facilitate clients in obtaining the expected amount. In our company, a mortgage does not include checking the creditworthiness or Loan Information Office history of clients.
The collateral is usually an entry in the land and mortgage register of a flat or house. There is also the possibility of making a collateral of land property.

Every Client has several repayment options to choose from:

– Fixed principal and interest instalment (principal and interest are repaid every month),
– Decreasing principal and interest instalment (principal and interest are repaid every month, the instalment at the beginning of the loan term is significantly higher),
– Monthly interest instalment with principal repayment at the end of the loan term,
– Repayment of the entire loan (principal and interest) at the end of the loan term.

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EXPERTS
Oblegany agent finansowy szukający ofert dla klientów i porównujący propozycje różnych instytucji. Kontakt przy użyciu nowoczesnych i cyfrowych metod komunikacji.
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CLIENTS

LOAN OBTAINMENT PROCESS

Years of experience have helped us streamline the loan granting process, which we finalise in a few steps.

LIST OF REQUIRED DOCUMENTS

We present a list of necessary documents that are currently required for quick loan obtainment.

GUIDE FOR BORROWERS

Our guide for borrowers contains key principles for safely using financial loans.

Our goal is to grant an affordable loan.

Our goal is to grant an accessible mortgage loan without unclear provisions in the agreement and hidden surcharges. We are characterised by speed of action and commitment.
Janina, Warsaw

I can recommend the Filar Fund in all good conscience. Full professionalism, extensive knowledge, very well presented offer. Additionally, excellent contact from start to finish and very efficient conduct of the entire process. In case of any doubts, you could always count on an explanation. In summary – I will definitely recommend it, couldn’t have found better.

Henryk, Krakrów

I received help instantly. Full commitment supported by competence and experience from the advisor. Excellent phone and correspondence contact. I recommend it!

Bożena, Warszawa

When the benefits from the Social Insurance Institution and additional work didn't allow me to live decently and get out of the debt spiral, I started looking for other solutions, seeing the worst scenarios on the horizon. Thanks to the help of the fund, I continue to live in my flat, and I have no problems with lacking anything. The decision in my case was quick, and the agreement issues were explained so that a senior like me could understand everything. Thank you.

Check us on the official FSA website

Entry to the Register of Loan Institutions of FSA, being a guarantee that the entity meets the requirements set by the regulations.
Instytucja zgodna z wytycznymi stawianymi przed firmami pożyczkowymi. Sprawdź rejestr instytucji pożyczkowych.

Frequently Asked Questions

Both individuals and entrepreneurs can benefit from a mortgage loan from the Filar Fund.

We are at your disposal

Don’t hesitate and let us help you. Together we will achieve your financial goals.