Mortgage loan

The above calculations are indicative and are for information purposes only. They cannot be considered as an offer or invitation to enter into a Loan Agreement. The possibility of granting a loan depends on a positive creditworthiness assessment and having property that can secure the Agreement. Detailed conditions depend, in particular, on the category of Client (awarded based on creditworthiness assessment), legal securities of the Agreement, and negotiations undertaken by the parties. Before signing the agreement, you should familiarise yourself with the content of annexes, including the Regulations, Price List, Information Form, Loan Agreement template, Schedule, and Risk Information.

The “Promo” Mortgage Loan offer relates to a loan secured by an entry in section IV of the Land and Mortgage Register (mortgage), granted for a period from 3 – 18 months, repaid in monthly interest instalments, with repayment of the principal part at the end of the loan term (last principal and interest instalment). The condition for granting a “Promo” Mortgage Loan is a positive creditworthiness assessment and the Customer meeting the promotional conditions (details available from Advisors).
Representative example for a “Promo” Mortgage Loan for a period of 12 months. The Annual Percentage Rate (APR) is 32.55 % and has been calculated, assuming that the maximum interest rate is 20.50 % (as of 10.02.2023) and will remain at the set level for the entire duration of the Agreement. The total loan amount, before commission, is PLN 100,000, the total amount to be repaid is PLN 132,550.00 (including a promotional commission for activation (10 %) amounting to PLN 10,000.00), the loan period is 1 year, the interest instalment, payable monthly, is PLN 1,879.17, number of instalments 12, including the last principal and interest instalment amounting to PLN 111,879.17. The calculation was made on 10.02.2023 on a representative example for the “Promo” Mortgage Loan.